@Arthur Davis - if you're looking to pull money out for investment purposes, I think it's a safe bet to hold off for now, as there are too many variables in the current environment. 

I would bet they have someone who either teaches their part time who's good in that arena or know of someone.  

I bet you can do better than 4% on an owner-occupied mortgage.Vacancy will probably be closer to 8%.Insurance looks low for a $300k property.Water/sewer might be a touch high.

I bet this is a full priced deal.

People know someone who met someone who got one in some state...at some point.Best bet is probably to bring in an equity partner.

I'm originally from Scotland, worked in London for 6 years for a luxury online interior design platform before moving to the States and I've been in the Olympia area for almost a year now. 

I think you’ll do better just using a software like myreipro or some other platform 

My advice is to get nightly rental comps by going on Airbnb, VRBO, and whatever other platforms you might use.

At this stage, your best bet is gathering as much information as possible.

, rehabbed (I'll bet $20k for rehab is high, with the right "mobile home rehabbers involved"), and roll all that into a new loan .