The children's mother is deceased, so the kids stay with him permanently.

Most everything I'm buying is along the Texas coast so that's where we'll end up permanently I'm sure. 

Rents are currently $400, fully occupied, all utilities are the tenants responsibility - owner pays about $40 per month for trash and $20 for common area electric/security lights.A longer amortization term is better for me as I plan to use this owner financing as permanent financing, I do not want to refi with a bank if possible.

The Tenant shall keep the Premises free of all claims for labor performed on and material delivered to the Premises.PETSThe Tenant (including any guests or invitees of the Tenant) is allowed to keep the following as pets:*****No other animals are allowed on the premise without the Landlords WRITTENpermission****.Entry By Landlord: If at any point during the tenancy the landlord is denied access with proper notice provided to the tenant, the tenant will be accessed a $100 fine per occurrence at the time or discovery or landlords discretion for violating the lease.LEASE TERMINATION PROVISION FOR MILITARY PERSONNEL: Subject to applicable state law, if the Tenant joins the military during the Lease term and is called to active duty for a period of 180 days or more, the Tenant may terminate this Lease by providing written notice and a copy of the military orders to the Landlord.If, during the term of this Lease, Tenant or Landlord is a member of the U.S. armed forces and receives permanent change-of-station orders (more than 35 miles away from current duty station) or is deployed for 90 days or more, the Tenant or Landlord may terminate the Lease by providing written notice and a copy of the military orders to the applicable party.

Sewer and garbage are the same every month unless there is a small permanent increase. 

This way you are not permanently dropping the price to say $1550, but this is an incentive to pay on time and people love "saving money!" 

We have an online hand coded application system that captures the information from the prospect, stores it as a PDF file on our server (so SSN's, etc. aren't being transmitted via email) and keeps all info in permanent database so we have one login page to see every applicant we've ever had.

Permanent residence until military transfer in 2010.

When 3 out of 5 people will outlive their savings after retirement, having a permanent income stream that you don't have to draw down and live on is more important than ever.

FHA/VA loans made I think in the 1980's are assumable by anyone without permission from the lender although fat chance of finding that.