Once you receive an approved building permit, and at the last minute decide you want to extend the porch a foot out, or add a covered deck, what would the typical process to do so be? I'm assuming some sort of approva...

I'm not sure what the regulations are for how many mobile homes I can put on that property for the size and traditional websites have no data for the rental market in that area for me to gauge the market for myself.  

@Nick BrubakerSeems like it is going to be extremely tough without work history to get a tradition loan.

I ask because land is a item that has a limited supply.

This is required with traditional loans.

WE did a traditional house purchase with a conventional mortgage from a local bank. 

Yes hard money has been traditionally had an image of taking care of those "hard to do loans" but their is also a boundary we face.  

A lot of items can factor into your "closing costs" depending on where you are located and if there are transfer stamps... 

It seems like if you are doing traditional residential loans that there isn't much point in building those relationships.

Aside from traditional lender financing, I'd like to make sure I've explored options to put less money down than 20% and potentially find a better rate than at a local/commercial bank.