Here's why:People who spend all day crunching are almost never viewing in person.

Also, as I am in CA, it would be impractical to be "boots on the ground" for an extended length of time to visit properties and  attend numerous auctions in person.

I am getting a RLI personal umbrella policy from an independent insurance broker.

So now I have three rental units, plus I also rent out a spare room in my personal residence.

Andrew - The other item I share with the contractor is that if the township/borough/city has any issues/questions with the work product I always request them to address/fix.

Additionally, if you choose to occupy your rental property, and need to get tenants to move out, you'll likely need to Ellis Act the property which you'll need to pay tenants upwards of $35k+ per person to relocate and will eliminate your ability to use it as a rental for up to 10 years.

How do you structure the first 90 days of onboarding to ensure they are productive and confident?

However, interest on the same debt used to pay personal living expenses, such as credit card debts, is not deductible.But, wait there's more... 

Personally, I analyze the residential units as guaranteed income and don't look at the commercial space at all.

In my personal opinion this is a very small issue that can be easily handled in a Saturday afternoon Congrats on having 2 rentals in this market!