There are some good lenders out there and I would highly recommend exploring some options. 

-They are hard to finance-They are prohibitively expensive-It can be tricky to find an appropriate lotI even explored using modular and prefabricated options but the 36' horizontal max makes it impossible as modular options are long and skinny so they can be transported.

I am in process of buying my second home which I plan to move into.We first bought our first house in 2012 for low 200's in suburbs of Nashville TN.Now the house is worth 440k.Balance on mortgage is 162k.The second home will be a new build in 500k range.My husband makes about 85k per yr.I want to start off investing in reral estate to have a cushion for kids education and retirement.At this point,our lender mentioned that hubby will be approved for  500k mortgage at 3.125% with 10% down.Provided the present home also rents out and we have a lease of 1 yr signed.We have all this set up.He also mentioned we can look into heloc.How do we do that.I have no idea about it and dont want to do it ignorance.I also plan to buy another home for investment asap after we move into second home.I am a SAHM and will be for quite some time.Any advice?

It's in my daily planner everyday this week to navigate through the site to explore and learn more. 

@Danny KaminskyAnother factor: Many people with kids, are getting unto $500 per month deposited into their bank account until 2025.      

I am in process of buying my second home which I plan to move into.We first bought our first house in 2012 for low 200's in suburbs of Nashville TN.Now the house is worth 440k.Balance on mortgage is 162k.The second home will be a new build in 500k range.My husband makes about 85k per yr.I want to start off investing in reral estate to have a cushion for kids education and retirement.At this point,our lender mentioned that hubby will be approved for 500k mortgage at 3.125% with 10% down.Provided the present home also rents out and we have a lease of 1 yr signed.We have all this set up.He also mentioned we can look into heloc.How do we do that.I have no idea about it and dont want to do it ignorance.I also plan to buy another home for investment asap after we move into second home.I am a SAHM and will be for quite some time.Any advice?

They wanted a good school district for their one kid and in rental application they quote there would not be any reason not to pay the rent. 

I rent to college kids.

I’m hoping to get into real estate wholesale to set my wife free of having to work and focus on staying home with the kids and possibly quit my job as well and make it a family business.

I hope this helps. good luck. https://zerodown.com/explore/h...