I usually have the audio stuff playing while on my drives.

FHA have a sustainment requirement related to rent with respect to P&I on unit count above duplex. 

I visited my bank this morning but their mortgage person works at branches all over the state and indicated he would try to call me in the morning.My W2 job is a 40 minute drive from home and most of the branches he works out of, while I have no problem dropping what I am doing and headed his way if necessary, since I only have a "may call back" I am feeling like I am going to miss out on a $50k future equity deal.

I'd recommend you see Huntsville, Madison, and Decatur for yourself - I think you will understand the census data very quickly when you drive through all 3 locations and compare them.   

I'll start looking for places to interact with other investors and drive for dollars on my days off.

Just keep in mind, every penny given to Zillow funds their warchest to drive you (and me) out of business.

It also drives down the value of your property.

(First, let me mention that I have zero deals under my belt)I drive a 2010 car with over 100K miles. 

Driving around and looking for abandoned/distressed properties.

We’re hoping the BP community can send us some referrals for good real estate savvy CPA’s in the Philadelphia Suburbs (preferably near King of Prussia, Paoli, West Chester area, but willing to drive a little bit for a great recommendation).Thanks!