In the past I would have used down payment assistant programs to get around this but apparently those have been shut down, at least for now.

If I can be of any assistance, let me know.

Why would you be borrowing money on the deal?

I have a vast knowledge of computing the numbers on these types of units and have excellent software to assist me as well.

My assistant that is all she does is neg. with the banks and train to be the best neg. out there :)

You will find a job but your degree will assist you in finding a career. and help you accomplish many things and open up new doors.

Example, borrower's middle FICO is 686 with absolutely no lates, has 8 mortgages on his report - this would be 9th, owned subject property for 12 months, full doc, no cash out just rate and term, LTV is 48%.

If the property stays vacant you can afford to make the payments.Go to a family member or friend and borrow money to buy the property at least you do not have to worry about an expiring contract.

Goes back to the borrower.

Buyer (really, borrower) pays for the lender's "lenders title policy".