Your goals and perspective and mine are geared towards highest possible success, whereas most of the people on this site just want to flip a few properties here and there, or get cash flow units to achieve a more financially stable life.

With that VA loan you could get a cash flowing property for extra income but that's another thread in itself.

Purchase Price: $374,900.00 Purchase Closing Costs: $0.00 Estimated Repair Costs: $0.00 Total Cost of Project: $374,900.00 After Repair Value $374,900.00Vacancy $420.00 (10%) Repairs $210.00 (5%) CapEx $210.00 (5%) Water & Sewer $300.00 (7%) Insurance $200.00 (5%) P&I $1,509.41 (36%) Property Taxes $347.25 (8%) Total $3,196.66 (76%)Monthly Income: $4,200.00Monthly Expenses: $3,196.66Monthly Cash Flow: $1,003.34Pro Forma Cap Rate:    8.04% NOI $30,153.00Total Cash Needed $93,725.00Cash on Cash ROI 12.85% Purchase Cap Rate  8.04%

I've seen folks purchase properties, that have tenants signed on for a year or so, but their immediate expectation was to evict/break a signed lease of one unit, so they could live in one, while the other offsets and provides the additional cash flow one would expect.

Cash flow is not a priority for us; long-term appreciation is.Just bouncing around ideas, neighborhoods, etc. 

I then plan on purchasing as many cash flowing properties as possible while preparing to dive into my first flip towards the end of 2018.I look forward to networking with you all!

Vacancy rates have killed my returns and I'm currently cash flow negative.

Here's an example of a mortgage and Cash Flow analysis results.  20% Down payment =  $9,600, Loan amount = $38,400,  4% APR/30 years,  $183 monthly payment

Another term you might look for is "Subject To" - it is similar to "Buy & Hold" (the focus is on "cash flow") but is a little more complex and is most successful when taught.

Are you calculating this off only the cash flow?