If there's a plumbing or electrical problem/upgrade, those guys don't work for free, either.Make sure you have the cash to get the place fixed up to area market standards, make it safe/up to code & have cash on hand for the ongoing little problems & fixes that will ALWAYS happen.

Iran he wanted us to close in 2 weeks.

I ran her credit check, which was great ( but lot's of CC debt, I mean TONS), all affordable (making minimum payments) with her and her husbands wages.

If you just want to have a licence and do your own thing go for the least expensive option and doesn't have high productivity requirements and mandatory desk time and that kind of stuff.If you want to make money as an agent then pick the one that you feel has the best training and ongoing support as well as the office that will get more foot traffic.  

I ran the numbers on making the minimum payments (though for my situation it would have been for the 20 year repayment).

I ran into a similar problem and kind of directed my attention elsewhere

Charges were finally brought on the perpetrator this past February but I believe the case is still ongoing.

I ran the figures factoring the actual property taxes and estimated 5% for HOA.

Philip,  I actually still have an ongoing management agreement with City National Bank.  

I want the ongoing income.