But once you hit 5 deals under your belt, then start shopping your terms around and see what you can find.20% down AND hard money seems a bit excessive to me.....

The provision you're referring to applies to the actual depreciation recapture, which is depreciation in excess of the straight-line method - a mythical creature never seen after 1986 tax reform. 

That may change at anytime, of course, depending on the ebb and flow of the economy and the impact of that on their payment streams.Generally, "subject to" the existing financing is not excessively risky, but there's always that chance the note may eventually be sold to a new holder who may choose to take action.David J Dachtera"Success is not a destination.

looks like i'm going to a do a 400k 80% LTV  interest only 1st position HELOC APR fixed at 2.25% for two years, and then with whatever excess ltv i have i'll do a second heloc at 100% at prime minus 1/4 with the 4% floor.

Not saying you cannot finance, but if you do you better understand the appraisal process and lender requirements as to fair market rents and only amounts paid in excess of those rents being allowed as a purchase credit.

One thing to note is that the bill is in fact retroactive to March 2019, so any rent increases given over and above the limits specified between March and now will be null and void come Jan 1, 2020 (though you won't have to return any excess rent if you did give an increase above the specified amounts).

There is definitely excess supply for student rentals if you were looking to go that route, but people are still willing to pay ridiculous rents to be close to the square. 

Transfer excess proceeds you won’t need for your rentals to your personal account. 

It works by utilizing all excess dollars available that typically would not be generating a return, sitting in your checking/savings account to accelerate your freedom/debt free point4) Is this a strategy, education, or is it a product?

I'm confused about how a person who has an AGI in excess of $150K benefits on taxes by rental properties.