Hi, this is my first post on Bigger Pockets.

My complicated situation aside I just wanted to answer questions 2 and 3 from your original post, you can split after building an ADU.

Overall, the surge in new apartment construction, introducing 440,000 units nationwide, underscored the direct inverse correlation between supply and rent growth in 2023.It is important to note that some markets such as Miami and Detroit have shown resilience posting continued rental rate growth figures indicating a fundamental strength in those markets as well as a secular shift in American demographics.Meanwhile, New York City stays consistent with an unprecedented housing crunch, reaching a 50-year low in rental availability.

That being said, we did get lucky because we had a bump of the post-COVID crazy appreciation, but we owned our home for 2 years and it increased in value by 33%.

Something I neglected to share in my post. 

But this review stuck out to me, posted just a day ago:Jane Pritchard - “I’ve been a member with Moore for a while and I’ve gotten so I’m hesitant to have them come and do the free maintenance check because I’m left with not really knowing if there are really these monumental problems brewing with my furnace and/or AC or if they are just very well trained salesmen out to create more business.

I have been working on a insurance evaluation for everyone here and I will look at including this info in the post...once I can get ANY insurer to get back to me...

As far as OOS investing, read my post below.

Of course, folks who post on bigger pockets deserve to be considered as well.  

(e.g. my March 16, 2019 post on a bank calling ALL HELOC loans due in 2008-2010 timeframe.)