This difference will be taxed for most people at 15% federal plus state. 

Seeing the writing on the wall, I decided to log on to my employer's website and change the number of dependents for federal withholding.

Currently the federal guidelines in the CARES act prevent you from giving the tenant any notice of termination or eviction or charge late fees during this time.

His website is 360 contractor services dot net (sorry I can't put a very easy hyper link in here, I did that first and apparently it's a federal offense on Bigger pockets to post valuable information such as website, phone numbers, etc in these forums, so much for value add)  and another great Charlotte resource is @Kevin Stringari and the amazing staff at Bottom line Reality.

If you’re worried about asset protection ( and anyone with eve a minimum of assets to protect should be), you’ll want to check assets “exempt” from creditor attachment by state law, as well as Federal law.

This wouldn't involve a 1031, as no taxable event occurs if you just refinance or open a HELOC. 

Expect at least another $4 trillion in spending via the Federal Reserve printing money and more legislation passed extending more PPP loan funding since the 2nd wave of money just passed will be depleted within 1-2 weeks. 

In an attempt to supercharge real estate deal timelines and liquidity, The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corp., and the Office of the Comptroller of the Currency have announced changes that will allow commercial and residential mortgage closings to happen WITHOUT an appraisal.

You must repay the $$ in 60 calender days otherwise it will be taxable.

Potential Federal Funding CostsAs long as we have budgets, there will be budget cuts.