Originally posted by @Chase Maher:Sounds like a good plan Dave, stick to it and be smart.

Being that you're using 20%+ as a DP, I'd recommend 1 of the "big banks" - Wells Fargo, Chase, etc.

I have been running down the rabbit hole, chasing nobody else by myself.  

But I CAN'T have that at my properties and have them chase the good tenants out. 

It is lower maintenance, but IMO it tends to be a mix of investors parking cash and speculators chasing appreciation.  

this is something Bank of America, Chase, Wells Fargo, etc.

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@Leo RobinsonI love that you're looking to chase the deals, and EVERY American market is more landlord friendly than Ontario, but I'm not up for the challenge as a new investor.

I got a $48K conventional mortgage for my first investment property with 20% down through WaMu last year (now Chase).

HUD has better things to do than to chase down sq ft tenant violations.