I just lined up a property management company for a buy and hold townhome I closed on yesterday in Summerville, SC.

I an new to investing and have two buy and hold properties out of state. 

Or holding back huge amounts for punch list items, like holding back $1k for a crooked light switch plate because that means the electrical "technically" isn't complete.

Think of blind lady justice holding her scale, one side is risk, one side is coc return.

I just sold a couple of flips in Litchfield and working on a buy an hold in Winsted. 

The contractors will will be on schedule also, since HD holds the money until the client is satisfied.

I'm interested in buy and hold investments and the BRRRR strategy. 

I have done half a dozen buy and hold deals.

I'd hold on to it.

I am going to assume you don't declare that income to the IRS on your tax return and pay the proper amount of taxes on it.If it is not on your last two years of tax returns,you will get no credit for it from the traditional banks and lenders which means you ability to borrow money will be based solely on what little you do declare and have taxed properly.Your savings and checking account s and stock holdings are irrelevant,only your verifiable monthly and yearly income.Your only choice would be a hard money lender at an enormous interest rate.