James: Whether NMLS is required or not has to do with the purpose of the loan, nothing else.

I hold that very TIPS fund, that plus metals funds (PSLV, CEF: they hold actual metals, stay away from GLD,SLV), Plus DBA (global food shortage play), plus REMX (rare earth play) are the make ups of a very defensive, diversified portfolio that holds some risk but IMHO less than equity funds which we've all witnessed in the past 2yrs.

Thank you James for your input!

I worked in the defense industry for almost a decade on some of the most advanced weapons systems we have and I can tell you that there are EXTREME amounts of waste.

The bubble is government spending... gold is the defensive action taken by those to combat this.The U.S.

-Preemptive defense, I buy homes all over the north half of florida, so I'm pretty safe from being able to sell this guy anything in the south sections.

Good Morning James,I too was in law enforcement before heading over seas to train others.

Add to the fact that they have a vested interest in doing good quality work and I think that’s at least some justification for the higher rate.I hope I don’t come across as defensive about this even though it may sound that way, just pointing out what the situation is.

Originally posted by James Vermillion:[url]http://www.biggerpockets.com/forums/109/topics/64932-rei-goals-versus-rei-operations[url]http://www.biggerpockets.com/forums/109/topics/64932-rei-goals-versus-rei-operations

Originally posted by James Vermillion:I will give you my two cents.