There has been additional schools and plants built here, we have 4 seasons, and for the most part our weather is not extreme.

Since the weather in Chicagoland is nearly identical to MKE area, maybe 1 degree warmer average annual temp if that, I'd certainly assume that any property that has electric service also has a gas line running to it, unless you're in a rural area where they'll often have a big propane tank sitting outside someplace.

It has provided us seven figures in upside over 15 years of ownership but no model we ever built would have credibly forecast it.

Borrower have some money in reserve to weather tough timesC.

But I can tell you that Ohio gets different weather than Minnesota.  

TBH I don't have a cap rate for the home now, so I can't forecast an ARV cap rate, which makes it hard for me to speculate on the ARV.

Any weather issues I need to be aware of?  

I know that NO one wants to move in December because of the weather and Xmas.

Great weather year round.

Also, are there any inclement weather problems unique to that part of the country that damage properties, like tornadoes?