so what really happened is unrealized HTM loss doesn't need to be recorded in the book so they dont have to sell it EXCEPT if there's massive withdraw from customer AKA bank runs.It's the bank run that causing the bank to collapse.So in theory you can avoid issue by saving the money that has the smaller holding of HTM paper or invest in the bank where there're more incoming asset coming-in.

Than this thing about the exclusive buyer agreement to me is great, and I don’t just say that from an agents prospective, people should be able to see in plain terms what services that can expect for what price and decide if that service is worth that to them, just like every other business, problem before is because seller was paying for buyers services it was opaque, now it will be written out in plain terms for everyone to see, the main result of this lawsuit was to put agents more in line with every other service business in America and increase the number of options for consumers, some agents might be paid more some will definitely get less, I think overall average commission’s come down, but again that’s how every other business operates people compete on price compete on service compete on relationships (I can get a better price with some subs because I’m a repeat customer who pays on time and is easy to deal with for instance) and than consumers can decide who that want to go with and once they decide to have that person working for them of course that person deserves to get paid for the time they put in.

How could I target insurance claims tenants for my MTR?  For example, would I call the area home insurance companies to notify them of the available rooms?  Or something more creative?

Customer service that actually helps you when needed. 

I am not aware of any pm co that will " custom build" pricing for a client. 

Full on high end rehab with custom finishes top to bottom.

Engineer - Utilities LeadEaton - Matthew Root, Business Development Manager - WestEnel X Way - Luis Castro, Business Development ManagerEV Connect - Sheryl Rosenbaum, Program ManagerEverCharge - Kevin Kostiner, Director of Business DevelopmentEvGateway - Laura Pichardo, Director of MarketingEVPassport - Devin Ciriaco, Customer Success ManagerFlo - Thomas Koetje, Business Development Manager - Pacific NorthwestFlash - Sam Veraldi, Vice President, Mobility SalesFord Pro Charging - Mike Troy, Sr.

Custom tile showers. 

I am looking for clean and rent ready finishes, not luxury or custom.

@Heather Hall your title rep or customer service rep can pull all the recorded FHA and VA loans recorded 2020-2021 when rates were under 3% Be super careful with the VA's they are a protected class in 9 out of 10 cases and recent overturn in VA mods indicates those in trouble will end up in court.