Phase 2, Explain the Budget and Secret Sauce: - Focus on your budgeting skills not revenue projections, anyone can predict big revenue

Also, I want to be at 70% LTV when I get to the refinance.I use the Bigger Pocket pro account calculator to calculate all this.Thanks for the magic sauce, Ryland.

However, they will not part with their "secret sauce" as they know that you will be operating on the same ground and that means competition.  

You need some extra sauce.

If your sister is a very warm person and has a pleasing voice on the phone and in person then yes she has to learn the technical questions to ask in an efficient manner but the secret sauce is the delivery of the message and connecting.

A shady turnkey outfit selling something you've never seen in a market you've never been to, recommended by a shortcut secret sauce sales company that charged $40,000 for bad information is not the way to do things.  

For those of you willing to give away your secret sauce, is typing a letter and hand signing it almost as good as completely handwriting the whole letter?

The secret sauce is in the difference between the method of calculating principal and interest on the original mortgage, and the interest only payments on the HELOC.  

Plant hydro tomatoes?

I was hoping someone would say there was a secret sauce that could make it work like certain neighborhoods or expected appreciation in downtown.