You want a reputation as an investor client who stiffs agents?

And if anyone (such as a civil servant) denies anyone from it, they can very much so face stiff punishment.

In STIFF v.

Yes, the competition is stiff.

I've submitted dozens of 20% down offers on homes in this price range, waiving appraisal, going 20k+ over asking and still can't win offers.With the bigger homes, there is still stiff competition from hungry buyers, but the rewards are bigger if you land one.

Currently, there's a unique window where House Hack buyers are not facing the usual stiff competition from investors.

I’m not sure what the penalty is these days but it’s pry stiff. 

There is so much capital in the market today, stiff competition for experienced borrowers and starvation for a non-volatile, non-correlated yield. 

The rubber toilet flapper in a toilet becomes stiff.

There are some gems out there but the competition is stiff.