Unfortunately, safety in STR is becoming a major problem, that the hotel industry is capitalizing on.

Being able to force appreciation through value-add work is a safety net during volatile times, especially if you end up needing to exit soon after purchasing and rehabbing.In the next few years...🛠️ you'll have time to complete a good amount of rehab work on your own💰 you'll likely be earning more at work than your starting salary now, and the monthly payment will be less of a burden🔵you'll likely make friends who may be willing to rent a room or two from you (house hack) to reduce your monthly expenses, if the monthly payment is difficult for you💸you'll likely be able to refinance at a lower rate.

Some versions of consumer software like TurboTax also have that option, but I think it's only in forms mode.

I want them to have a safety net. 

By having reserves as well as a safety factor in income you can overcome some of the highs and lows. 

This emergency fund should not only cover you mortgage expenses, but will give you a safety net in case something does go wrong after your tenants move in.

**Safety Upgrades**: Installing security systems, fire alarms, or sprinkler systems ensures tenant safety and compliance with regulations.Understanding and budgeting for these capital expenditures is crucial for long-term success in multi-family property investment.

That whole business model is based on the fact that, unlike Andrew or Doug, many other people are a sadly a bit lazy and they like to be sold a nice fairy tale. 

We have a mixed bag of federally subsidized, as well as non-federally subsidized rent assistance programs, many which abide by rent assistance Housing Quality Standards requirements.For Housing Quality Standards, screens are not actually required...if they are present, though, they must be in good condition so as to not posed a cutting hazard or other health and safety riskHope that helps

I'm just not sure if my situation right now is good enough for go-mode.