And my options are: -One $800k property in CA (25% down), or-Two $400k properties in ID (both at 25% down).If we take the 2015-2020 5-year appreciation (so as not to include the roller coaster and unlikely 5-year market we experienced from 2020-2025) for each state, the CA property would see an average appreciation of 37%.

@Johnny Quilenderino was one of our clients who used this like a boss.

On this one, literally sitting there with the seller, in the property, it was a lot to take in.

Census Bureau, Texas added just under 563,000 new residents between July 1, 2023, and July 1, 2024.Florida came in second, adding 467,000 new residents over the 12-month period, and California came in third, adding 233,000.

I’m guessing we have all imagined living in a Hobbit house…amazing that she actually built one.  

Quote from @Mason Jacobs: Quote from @Eric Goldman: Quote from @Mason Jacobs: @Eric Goldman had a good point, if you don't rent it out no one will lend DSCR, you might get a local bank but a DSCR doesn't work if you don't have it rented!  

I spent time and money to finally lock in one deal, which didn't sell until 2024.

That's a mine field no one on here is qualified to answer. ;) But your rental is doing well.

House hacking is one of my favorite investment and wealth building strategies.

The barrier to entry in the real estate game is scary to "us" that have not jumped the barrier that programs like this one are very intriguing and attractive.