Most banks I work with require anyone with over 20% ownership to guarantee the debt but have seen as low as 10%.

Dumb Debt also means that the owner takes on recourse debt and personally guarantees it instead of non-recourse debt or other people’s debt (OPD) or cross collateralizes it with highly appreciated assets with low debt to value ratios.

Low probability but high risk.

Highs in the 15s and lows will be 0 this week. 

I bought the cheap lowes light blocking blinds. 

Keep in mind that this is also a very tough time to be entering the market as an agent because the inventory is so low.  

Lots are just drawn to the low purchase prices, and buy based solely on price. 

They moved out in 2020 when interest rates were super low.

It's a combo of low housing supply, higher interest rates vs. seller expectation, and a poor economic outlook for the country.As an investor with a few rentals it's like like the parking brake is stuck on.

Yes, people see the low price tag on these self-service options (there are a few more being marketed here, not going to put them on blast) and ignore CPA guidance to go with in person option and it is now coming back to haunt them.