Though the necessary paperwork was submitted for disability the payments have not yet started.

I had to do so as I am permanently disabled so have very little verifiable income.

The burden to landlords is verifying the disability.  

They might have no problem buying a bulb, but what if they're elderly or have a physical disability that prevents them from reaching the ceiling?

So here I am today...Long story short, I am in a wheel chair and have been on disability for about 5 years.

Now stopping to help the disabled guy in a wreck a couple miles from my house and finding out that the other car abandoned when we called the cops had a meth lab stashed in the trunk means you can't only be worried about war zone neighborhoods.

HUD 811 is subsidized housing for people with disabilities, etc. and for multifamily as far as I knew. 

One other personal thing is I wanted to show the world that even people with disabilities are capable of financial stability. 

Info on Annuitieshttp://www.investopedia.com/articles/retirement/05...In retirement planning, the three risks to life are covered with, - life insurance in case you die too soon, - disability income insurance in case you can't work and create income, and - annuities in case you outlive your income.In estate planning, many people are worried that if they give their children too much money and they will squander it quickly.

I will use the VA loan with no money down by showing my VA disability as my main source of income.