@Tanner Lewis, is right, if you want to consolidate all of that debt into one loan then place all the debt so it is secured by the property, sell the property and 1031 into another property with one loan.

In college, work on the basics - get good grades, don’t get into debt, build your credit, etc.

I always pay off my highest interest rate items first, especially if its debt.

Maybe get your debt paid down, get your first deal, get some savings built up, then reconsider the potential change. 

Doing a conventional loan for each property is out of the question due to my debt-to-income ratio. 

Quote from @Dee R White: I'm out of debt, don't really plan on using my card much except for emergencies but the recovering spendthrift and the riskier investor sides of me - are curious if I should call the company back and ask for them to raise it back as it might affect my credit score. 

Remember you are using debt to make this investment, not reserves  sitting in your bank account so I recommend a more conservative investment approach. 

Just focusing on reducing debt , I tutor chemistry which has been helping with finances.

My question is "for anyone with this particular experience" Is it a far fetched idea to do a cash out refi on house "A" to payoff some personal debt and large payment on house "B" to knock down the principal?

He seems to lump all debt together.