Quote from @John Woodrich: @James Hamling The owner of Twin Cities Leasing gained his experience working at your employer many years ago.Yeah, after looking them up and checking there stuff out it seems like a re-hash of our system, which makes total sense if coming from our system although I am sure has some own adjustments of his won.

The 5yr Treasury is a good example at the moment.Bottom line, by the time the Fed cuts in September, the financial market and mortgage lenders will have LONG since adjusted rates accordingly (and they arguably already have).

The Evolving Role of InvestorsReal estate investors in New Orleans are adjusting their strategies to align with the current market conditions.

The down payment is based off the total adjusted acquisition cost – the purchase price plus the cost of renovations.

I've got until end of 2026 of a fixed rate period on a 5+ unit mortgage, then it adjusts for another 7 year period.   

Most important of all: A deal that provides a high risk adjusted return with a well thought out plan for acquisition, management, and disposition. 

Existing-home sales have jumped a whopping 9.5% to a seasonally adjusted annual rate of 4.38 million units.

There are some key limitations that are important:Passive losses can only offset passive income.Up to $25,000 in passive rental losses may be deducted against non-passive income if the investor actively participates and their modified adjusted gross income is below $100,000.Unused passive losses are carried forward to future tax years.Here’s an IRS article that further discusses the rules: https://www.irs.gov/publications/p9251031 ExchangesThis strategy allows investors to defer capital gains tax when they sell a property if they invest the sale proceeds into a “like-kind” property.

Our strategy has evolved as markets and conditions have changed as well as our own place in life and we constantly check ourselves and make adjustments.

Pete is tough.First, I would adjust your mindset.