What if they then survive, post hospitalization, and they are unable to work for months on end or are saddled with collections from their medical bills (they will be)?

I have my rental in Saddle Brook, it’s been ready for rent since the new year.

In NY they have taken away much of the control from the property owners, but have saddled them with all of the responsibility. 

He's a genius because he found a message that resonates with the average American who lives paycheck to paycheck and is saddled with debt from unnecessary purchases.

Saddle Creek Title gives good discounts on multiple properties.

The quickest way out of the game is by saddling your investments up with non-paying tenants who trash the place.

Naturally, most people think cowboys are nuts: who wants to ride in a saddle (i.e. car) on a dusty trail all day (i.e. driving for dollars) and keeping an eye on cows (i.e. looking for overgrown lawns, FSBO signs, foreclosures, short sales, off market deals)? 

@Danny HaddadI have good friends around the Saddle Brook area if you want to send me more info I will pass it on to them.

Now she tells us that she can't afford her own place because she is saddled with credit card debt.

Now you have the personal credit card debt gone, you have substantial cash still left to buy another rental house if you like, or hold for a year or two and buy another quad-plex.My concern here is you build it correctly from the beginning, don't be saddled with the debt and things that are a burden when you can start fresh with a much more comfortable trajectory.