However, I quickly realized that the time spent was costing me more.I decided to become a CAA member for access to lease forms, and I found them—especially the online forms—to be very comprehensive and easy to complete.When selecting a lease agreement, the system provides a package of forms and allows me to add or remove specific ones.

Also, I should add that it's as much of a business and operations play as it is a real estate play.

Likely will need an upgrade in the vacant unit at least.Financing & Numbers:Purchase price: $1.3M$600K down, financing $700K at 7% interestMonthly mortgage (P&I): $4,660Property taxes: $1,300Insurance: $250Maintenance/reserves: $250 (may need more due to the condition)Total expenses: ~$6,760/monthRental income: $5,000/monthOut-of-pocket cost to live there: $1,760/monthThought Process:I could gradually tackle repairs & renovations while keeping the units rented.Tenant turnover could allow for rent increases, but that’s uncertain with SF rent control.SF appreciation is solid long-term, but the building needs work.Alternative: Rent a 1BR in SF (~$3,200) and invest in a property elsewhere in NorCal, but I like the idea of locking in SF real estate now.Would love to hear thoughts—good long-term play or too risky with the maintenance issues?

Can't find much about them online. 

But it's playing with fire to buy there if STR is a priority as it's very likely they will eventually start enforcing it better.

Use Quickbooks online. 

Played with all those and none of them seemed to do the trick:(

All the stuff is free online

@Jimmy Rojas Yes, you can file your own 1099s using tax software or online services, but simply filing a 1099 doesn’t automatically prove income for a mortgage.

I was playing with the idea of selling my condo, taking 300k of the equity to put a down payment towards a house listed at 660k.I'm assuming the reno will run $300/sqft and going in with the assumption that phase 1 will run 750k (figure the expansion of the house will have to wait) for the gut reno.I assume/hope (but definitely not banking on) that I will be able to refi in 2-3 years at a lower interest rate; if not for a lower rate.This will likely be a family home for the next 5-10 years at LEAST so investment value isn't quite at top of mind ATM.Questions:Even if it's not for lower interest rate, do you feel it's advisable to refi to remove the 203 loan in the future?