You aren't required to offer a loan mod prior to foreclosure.

Based on the below information, what would you be offering for these?

Attractive Tax Environment for InvestorsGermany offers favorable tax policies for property investors.

In fact, some of the best opportunities in real estate come from properties that others overlook—distressed homes with potential that just need the right investor to bring them back to life.If you’ve been in the game long enough, you know that distressed properties can offer huge upside, but they also come with their own set of challenges.

Two standout locations in North Carolina—Gastonia (28052) and Kannapolis (28081)—continue to offer solid investment potential.

The seller offered financing with 20% down, which I used to buy the place.After starting construction and realizing it was going to cost more than expected, I approached a small local bank that knew the property and would offer the rehab financing. 

Quote from @Dylan Fraembs: Quote from @Wale Lawal: @Dylan FraembsThe Providence market offers solid opportunities, especially in multi-family and value-add deals.

Cash offers would net you less.  

Here in FL a pool trumps all and having a spa feature built in offers additional ROI. 

I initially offered $200K in cash, but the seller countered at $240K.