Quote from @Chris Seveney: @Charlene Kingsnorth have you had an sec attorney also review what you are doing as if you're are having multiple people as part of a loan participating in it depending on the state this could get you in hot water - so be careful  good point Chris some state allow fractionalized deed of Trust mortgages other do not or require PPM like documents prior to offering them..

I'm looking into cities of central AR (LR, NLR, Benton/Bryant) Hot Springs area, and NW AR (Fayetteville, Rogers, Bentonville).If you don't mind me asking, what is it you like to offer new investors?

Any area particularly hot?

It would be possible in other ways like a lot of hot client leads but anything other than that will probably be specific to what that agent needs.

I remember once I was in a nice area of ATL at a closing and the attornies office was hot I asked whats up he said his two condenser got stolen that night LOL.. its a very active sport out East of the rockies we just dont hear of this on the west coast..

Great to see you're in North Carolina—a lot of hot markets there.

In a hot market, the unobtainable thing is the most valuable.

A $500k property should produce gross annual income of +/- $50K but can generate as much as $65-70k with the right location and amenities like a hot tub.

Just trying to gain a sense of hot or cold. 

Chosen right, some of those South side neighborhoods may become hot, and give you large amounts (percentage-wise) of appreciation.