Without the loan # you will be hard pressed to get the lender to work with you.My advise if you want to be certain your sending it to the right place, snatch up an old payment coupon at the next BBQ or holloween party.Seriously thou, either you can run the check with the register of deeds might take 20 min.

Try to collect as much documentation on the list as possible & include an Authorization to Release Information Form (you will not have the signature of the wife....but, write down her SS#, the Husbands SS# with his signature, property address, and loan number)....attach with that a copy of the death certificate & a copy of the properties last payment coupon..........this should be enough to get a file open for you and delay a Foreclosure Date from being set.

:roll: The point of buying the option fromyou is to get the cheaper price.It's like: your wife sees a dollar-off coupon in the paper andcuts it out and lays it on the counter where she'll see it whenshe goes shopping.

With positive cash flows between $500-$1000 a month, it is hard to re-coup on a property that is $800k (even if it is worth $1MM).

Mine does, but I may change next (august) anyway, because they often offer a "coupon" for the first repair either free or a percentage off.

However his stuff had some "help you with foreclosure" language in it that people thought might cross the line of what can be said if you aren't licensed to work with people in foreclosure for those kinds of services.If you just have a general "We Buy Houses" kind of message then you are just junk mail if people don't want to sell you their house.Maybe they don't have any dry cleaning do they call the cops when they get a coupon from the local dry cleaner?

Defective file kept "alive" trying to cure itself, extension market risk (modified loan with low coupon), conveyance outside of the scope of our loan.

So get a mortgage statement or coupon or letter from the Seller/Borrower and get your payoff.Both Ally and Ocwean are open for business and you can contact them for help to satisfy the lien as needed.

Tax credits are allocated by the government, it's like a coupon, you buy a 5,000 tax credit for say 3000 and turn it in with your tax liablity and get a credit as having paid 5000 on your taxes.

I haven't signed up, but it may be worth checking into.I'll check it out.I told Al Williamson that as soon as I posted my previous posting, I reallized I just described the Passbook(I giant coupon book that you buy for about $30).