One of the letters I sent explained that a common misconception with FSBOs is that they can sell a house "as-is" and not disclose material defects.

What if the detectors didn't work due to a manufacturer defect and not lapse in replacing batteries?

I also provide a move in sheet the tenant fills out if there are any defects in the house.  

"What secret defect is there that everyone but me knows about?"

The kind of salesman you'd expect to encounter on a used car lot, reselling defective cars auctioned for a grand, listed for $4995.00 OBO at only 30% interest. 

Our lease has a clause that says the tenant is liable for all consequential damages that result from delayed reporting of any defect at the property.

General Warranty DeedIn this type of deed, a buyer is given more protection from defects and issues.

How do I get an accurate value based on HOA financial health and interior defects?

The main pushback on that idea from some others in the thread I sense is that there's a reason that the home would be priced so much lower, but the idea is to look at homes that don't have those defects.

Title insurance is a form of indemnity insurance which insures against title defects, unrecorded deeds and easements, boundary line disputes, among other potential title problems.