For example, one property may carry a 100K in value representing 30% of a loan, if you were to sell that property the reduction required may be 110K as the release can't put the lender in a worst position than they are with the collateral.It's important to understand the % of reductions or LTV or dollar amount required.Blanket loans tend to be over collateralized as well, individually you may get a higher LTV.The plus side is the use of equity assigned for properties that may not be eligible for refinancing.

(At this point, I offered to have him added to a phone call that I would start before with a bank representative on the line--to avoid him hearing sensitive account information--and he rejected this proposal: HUGE RED FLAG.

Would it be something I could simply send a representative of the company to court, along with my lawyers, or am I personally responsible for showing up at each and every hearing, as I would be the owner of the company?

As well as there are companies that represent the banks in the mandatory face to face meeting lenders are now required to have with borrowers who are in foreclosure. ( again this is the law in Oregon and Washington)I just helped a buddy out of one of these he went to the meeting with the rep. they worked out a plan,, I provided the capital and we are good to go.Its a double edge sword for sure...

@John Weidner Yeah that's right- they'd be the dual agent in this case since they're listing agent then also represent me as the buyer.1% referral is the the listing agent when I purchase of the property.

I suggest to speak with your Realtor or RE Attorney who is representing you which may the safest way to go.

Here are some useful links for Florida House of Representativeshttp://www.myfloridahouse.gov/sections/representatives/representatives.aspxFlorida Senatorshttp://www.flsenate.gov/Senators/There is a link from the Florida Bar for Rules for Court Procedures.Google "Florida Rules of Court Procedure" and it's the top link.I can't do this alone, if you don't do anything, nothing will change for landlords in Florida.

Did she end up getting full commission and representing you as well?

For a referral between agents, one agent having a business relationship with a client must give consent for another to act or represent that client and the other agent must agree to do so.

Put those numbers up here and I'll tell you what I would pay for the place.TaxesSewer and WaterTrashHeat/UtilitiesHOACap Ex and OpsInsuranceMgmt Fee - as a % (general consensus here on BP is 10%. include it even if you think you are going to self manage)Vacancy- as a %. 8% represents 1 vacant month/unit/year