AFAIK, this only applies to re-fis since they're probably trying to protect their yield on existing debt.Since FMAC is CMBS, the re-fi stuff is a pain since it's been sliced and diced and then put into a portfolio with a 1000 other loans and sold off to 3rd parties. 

TLDR but I feel your pain brother.

It'll be totally doable, just really painful.

Tax will not go up, I may be liable for any harm/damage in the basement, I can rent it quickly.If I go with official way - it'll take lot longer, pricier with big probability of pain in the ***. 

Additionally, this could lead to more pain for commercial buildings as Amazon has a massive office space footprint in Seattle. 

Originally posted by @Corey Barnes:Yes I believe the bank was notified,  there is no one else on the loan, I am being affirmed as administrator for probate so I will get authority, but that could be six months.The sale date is the larger question, nothing has followed the notice of default, the property is in CA so the moratorium is in effect currently until Aug 31st.I don't know if the 90 day countdown goes into effect during that period, as its been over 90 since the default notice, they may just be blocked by the moratorium Since your being c0nfirmed by the court as the administrator of the estate the mortgage company is going to want to see Letters of Administration that you legally legally represent the estate..

The appraisal was a pain on my end.

It was a pain to paint over when they moved.

This process is 100% administrative, and cost less than a couple hundred bucks, and can be approved in as little as two weeks. 

Some years back, I spoke to someone who ran an office for the Small Business Administration, in accepting for loans or turning applicants, down.