So (in my opinion) they are financially misaligned on long-term performance (and I think this is why there are so many people who have had bad turnkey experiences) And, as someone who has done lots of rehabs directly myself, I have seen hundreds of ways that turnkey operator could take shortcuts (to the detriment of the investor but beneficial to their bottom line) which investor could never detect (or not until years later when it's too late).

Especially if you’re making decision with huge financial decisions based on the words of non-expert strangers on a free website. 

How long it takes to be financially ready is different for everyone.

GOAL:Obviously, financial freedom.

But there are implications to that strategy so be sure to discuss your specific situation with qualified tax expert as this is not a tax advice and I’m not a tax expert. 

Make sure you understand your personal financial situation.

A HELOC would be my ideal situation but credit is not high enough.

Owning property can be expensive and not having cash on hand to deal with situations that come up can put you in a really bad situation. 

I have a similar situation and questions for the experts. 

It dropped 100 points form 740 to 640 and it has not come back up in 3 months.My parents are more than happy to take out the loan as they are very financially well off, own a few homes in cash, and have no interest in ever taking out another loan for themselves.