Seeking HELOC lender or private lender

[Abby H.]

I am looking to borrow against my equity in one property to renovate my second property that I purchased a few months ago. A HELOC would be my ideal situation but credit is not high enough. It's been steadily going up however, so I'm either looking for lenders who would do a HELOC once my credit score reaches the required number OR I'm also seeking private lender who would be willing to lend with a second position lien on the property for the renovation amount ($35k-$40k)

I was working with a private lender but he proved to be unprofessional and not able to prepare the proper, legal documents. Throughout the process, everything seemed fine until we got to a point where he kept pushing back closing because he didn't have the documents prepared and then when we finally sent them, he expected me to sign them without having time to have attorney review them. I've wasted a lot of time working with him. I need to secure financing as soon as possible so this house does not continue to sit unusuable. 

Located in central Florida.