Looking at purchasing a home with a conventional loanMy agent never went over contingencies or terms with me when placing my offers.

I don' think the bank will let me do an FHA or conventional loan if its not my primary? 

And I am tied up with this personal residence and can’t stretch as far as to get a traditional 25% down conventional investment mortgage.

I am in Texas.I bought a damaged house in April 2020 with hard money and refinanced into a conventional loan.

The interest rates will be lower for a FHA mortgage vs conventional but the fees are higher.

The reason I planned to go with a HML was so I can renovate the home and then refinance into a 30-year conventional after 6 months.

Utilize the benefit of a conventional owner occupied home loan, and place the lowest down payment available to you without PMI.

Conventional Loan How did you add value to the deal?

Also, I’m here for everything I can help with, I already have 9 rented units that i acquired through conventional loans, and Im ready to continue to grow my portfolio, JV and do as much as i can within the community!

If you are investing 300k (which means 60k downpayment if you are doing conventional loan) in a property and you are cash flowing 3k, thats a great first time investment opportunity.