Some reading on this subject:http://www.biggerpockets.com/forms/TenantScreeningHowtoVerifyInfo.pdfhttp://www.biggerpockets.com/forms/TenantScreeningPolicy.pdfhttp://www.biggerpockets.com/tenant-screening.htmlhttp://www.biggerpockets.com/forums/52/topics/74397-online-tenant-screening-with-smartmovehttp://www.biggerpockets.com/forums/92/topics/63767-do-you-guys-use-bp-smart-move-for-tenant-screening-http://www.biggerpockets.com/forums/52/topics/31452-what-is-the-best-tenant-screening-service-http://www.biggerpockets.com/forums/52/topics/61919-which-tenant-screening-service-do-you-use-http://www.biggerpockets.com/forums/52/topics/44614--tenant-screening-credit-checks-for-landlords-http://www.biggerpockets.com/forums/52/topics/16482-tenant-screening-serviceshttp://www.biggerpockets.com/forums/52/topics/22967-best-tenant-screening-siteshttp://www.biggerpockets.com/forums/52/topics/73710-online-tenant-screeninghttp://www.biggerpockets.com/forums/52/topics/70649-screening-tenantshttp://www.biggerpockets.com/forums/92/topics/60985-opinions-of-ntn-for-tenant-credit-report-etc-http://www.biggerpockets.com/forums/52/topics/43049-credit-report-screening-service

After 2 years it's pretty safe, but as there is no time given, the burden of proving your intent falls on you...

Any free seminars on-line.

I live and own all in NY--are these places online legit?

Hope this helps.JamesMy county recorder records are on line, and I did a search on the man's name--the property is listed in his and hers names.

I got an email about a property that's in pretty good shape, just needs some miscellaneous, cosmetic repairs and the seller (who is an investor) says that the house should retail at $145K after these small adjustments, but when I went online to the appraisal website, the house appraises at $119,560.

Depending on your locale, its pretty easy to check local newspaper classifieds, and online sources such as Craigslist which are excellent in many markets.

Yes, I always use private lending combined with my capital to ensure LTV is safe for lenders.

You get financing, he gets his loans paid off and walks away with cash.Now if the sale was a week away you'd have to get creative but if you've got time go the safe route, get title insurance, etc.

It is hard to replenish retirement funds as there are limits to what you can contribute.Note that when using retirement funds options can be a safe and highly leveraged way to go.