I occasionally see some of them; I say hi, make small talk and then get away from them.

He has participated in numerous wreck dives throughout the pacific, is an avid lobster diver, and occasionally spear fishes.

Occasionally, I will allow the tenant to pay those over the first two months of the lease.  

Hi I don't live down there (my office is in Tampa) but we occasionally buy Bradenton REOs and resell them to investors down there.

You run into the occasional hardhead every once in a while who wants to explain why he/she thinks they can hold on another month, but most people understand. 

We will occasionally grant waivers for larger dogs if they aren't on the list, we've met them, we've visited their existing environment...etc.It never ceases to amaze me how many people try to sneak Pit Bulls past our screening process by using other names such as American Staffordshire Terrier or some other version of Terrier.

You also need to figure in (as in pay or set aside) certain percentages for occasional repairs, big expenses down the road, property management (just in case you get tired of landlording someday), and vacancy (what happens when a tenant leaves and you don't get another one right away? 

Occasionally, you will need a roof or heater or some such.

Your argument of no jobs and low pay doesn't seem to be founded in anything other than your perception from an occasional visit and maybe what your friends/family are telling you...please let me know if I'm mistaken.I'm curious what is so compelling about Columbus or Indy that makes you think that these cities are poised to appreciate significantly faster than Louisville and would make for better buy and hold purchases?

@Alex Gitman If you are only occasionally doing this, I would find his phone number and call him but thats just me.