after considering, I think it would be smartest to put less down and do it again in a year, and another a year after... obviously I will not cash flow on 2 properties but keeping 30k in the bank to cover the difference every month will last for years of losses which barring all craziness, the homes will appreciate, rents will increase and the mortgage will be paid down enough to eliminate PMI.

We have a SFH in Clairemont/Linda Vista (area code 92111). 

I am aware of current Chicago proposal to more easily legalize garden units and this space looks like it would pass all code requirements or only need minor adjustments.- Order of repairs / updates (Musts vs Wants)?

Otherwise google “building material surplus” / scratch and dent” and your ZIP code

@Pete Panci zoning and building code for ADU's is tricky here.  

These are professionals with additional training and a stricter code of ethics.

So, barring any state moratoriums on evictions (of which there are plenty right now), technically, you can still evict for other violations of the lease not related to payment of rent. 

You can usually go on the housing authority website and look at the allotted rent amounts per zip code per county.  

The guys can go to the bars where the women dance on stage. 

However. as long as you have a line, neutral, and ground wire (3 prong fittings), installation is cheap.NEC Guidance: https://www.ecmweb.com/national-electrical-code/code-basics/article/20898894/nec-requirements-for-groundfault-circuit-interrupters-gfci