The debt coverage ratio is pretty cut and dry (I still welcome any input) but I feel like I’m missing something on the expense ratios.For the operating expense ratios what do you consider to be all of the operational expenses included?

There was toilet paper that was wet and dried up just sitting in these trenches.

They have more skin in the game then you do.Make sure you get clear title.

In Oregon, those have dried up a bit now though.

I also spent some time at home depot and came up with the following prices (rounding everything up):dry wall sheets (8x4): $15x8 =              $120insulation boards (8x4): $18x6 =          $108attic door:                                                 $88Closet rods (2):                                         $20Ceiling fan:                                                $70Outlet & switch                                         $20Fence post:                                               $30GFI outlet:                                                 $35Paint:                                                          $35TOTAL:                                                      $526Could I be way off on any of these?

I got there and its a bit strange...It seems like we have two things happening -- one is no heat and the valve/nut under the valve are bone dry, or we have heat coming through and the nut under the valve is leaking.

Let's say you put 20% down on 200k SFR, or $40k, which is your skin in the game.

I was a marksmanship coach and thoroughly believe for every round you fire you should dry fire at least 10 notional rounds.

In your case, if they decided to play eviction chicken with us, they are going to have to appear.In these cases, although I'm an accommodater, I'm very cut and dried and tend to be very enraging.  

They have more skin in the game then you do.Make sure you get clear title.