It stated if you buy a $50,000 home with traditional W-2 income, I truly"paid" $75,000 pre-tax dollars for the property. 

@Alex PeauOn a sub-2, their debt ratio will be affected, because the loan is still under their name even though they are not on title.The seller's overall financial picture will greatly influence their ability to qualify for owner occupied traditional bank financing on their next home.This is a very frank conversation you must have with the seller so that they know exactly what the ramifications could be.If you are planning on flipping the property then the sub2 loan gets paid off anyway.The longer you hold the property & the underlying loan stays open, the more risk there is for things to happen (lender calling loan, borrower BK, etc)I buy sub2 on both NOO & Owner Occupied.

(I just assumed my loans were traditional).Now I need to find the "sweet spot" of when to pay to maximize the principle payment.Thank you so much for the article and info, now I understand what is going on.

I can paint an entire room ceilings and walls in 15 minutes as opposed to hours the traditional way.

You have one already, the electrician is a traditional flex tenant.

I contacted my traditional realtor and she was happy to take care of writing up the contract, running comps, and run a title search at a relatively cheap (compared to percentage points) fixed price.If the title search comes up clean (except the one loan), and we go through a title company (I suggested a local one I've used before), is a quitclaim okay?

You absolutely still want to screen tenants Christian Carson.

I don't have a ton experience on this exact situation but I do like to avoid at all costs the traditional route with tenant issues if possible.

Are there numbers I should be looking at outside of traditional SFH rentals?

We have good down payment, decent credit, great job but can't get financing through traditional means due to a short sale on some investment land that went belly up.