@Ned Carey How you typically source your deals Ned?

Is there any good online source to know about these things like demographic changes and check if homes are owner occupied?

The sun {pre}heats water for both domestic use and the hydronic heat ... the inline gas-fired heater/boiler is a little smaller than what Darren is using, but it has to contend with less lift since the source water temperature is higher.

Any advice/sources would be great.

A Realtor/Escrow Agent/State RE School instructor, that guy has an incredible ego.They also left out the appraisal requirements at the seller's expense as Curt mentioned..I suppose every time some RE type mentions this stuff people need to look at their expertise in finance compliance and law, then look to the agenda of that party giving that source of information.Why don't people find out that auto sales and financing is much easier than RE or brokering T-shirts from China to stores can be very profitable with very little cash?

Is it a good source for networking as well?

In other words, if you choose a house that is 1) likely to appreciate, 2) delivers cash flow based on rent vs. expenses vs. mortgage, 3) buy from a person who will accept your loan as the funding source 4) no major outlays due in the near future (HVAC for example) and one of my faves 5) is very rentable (based on how the price relates to the median house price, the location, the amenities, condition, etc) (which is a way to secure the cash flow even in times of economic downturn or perhaps in times of rent depreciation) then I don't really see getting a deal.

Good info out here but also in other sources too.

No proof of payment, no audit trail for source of funds, large transactions on a regular basis, not good for them or you.No credit history of mortgage payments to date, like I said, a lender will not take your word for it as you benefit from the loan proceeds......like, yes, they paid me before payments were due, greatest people I've ever dealt with, now,  please give them a loan so I can get my money :)Don't know what other deposits you make, but if you've been dumping more than a grand in as a lump sum for months and that was not customary for your account your bank may be doing (should be) doing "large cash transaction reports" with each deposit.I'd be giving my bank a call, explain you've been depositing seller financed note payments and that you were paid in cash, I'd explain the "ignorance" of the matter and ask for guidance.

There are advantages and disadvantages to everything and someone who can sit down and get a fully understand of the entire situation would be the best source to advise on you that.