I'm debating between Central HVAC systems (separately gas metered) and electric Mini Split Air Conditioning Units. 

@Curtis WoodsIf you are self-employed (i.e. active self-employment earned income separate from your w-2 income) with no full-time w-2 employees, you can set up a Solo 401k and then rollover your 401k funds once you leave your current job [NOTE: You generally can't rollover funds that you saved to your current employer plan until you quit.].You could then take a loan of up to 50% of the balance not to exceed $50,000.

There is a street level apartment in the same building, with three bedrooms that I'd sell separately.  

Separate tax bills.

I own a duplex on the line separating Burlington City from Burlington Twp - it's on the Twp side. 

Looking to buy a corner property already setup as 2 separate units.

also I mentioned that its a 7 unit complex, it consists of 2 separate buildings, 3 separate PIN numbers (10 car parking lot and 2 houses)my thought is that if for whatever reason they can't or wont use projected rental income on the building I will have to just find a HML to fund the deal while I get the units rented then circle back and apply for more long term financing any thoughts or recommendations on this situation or a hard money lender who deals in PA

@Rian Ash as I said previously, D/I and loan limits are completely separate issues.

I just just tied up my funds (and my DTI ratio) in a separate opportunity, and found out today that my bid won an auction that I'd previously been outbid on.

But this really deserves its own separate discussion, mostly because I'm about to lay out some pretty controversial realities as I see them.I think what should be stated first out is that the normal flipper quick-fix solution would be to B-I-N prime that ceiling up, paint it reel gud, and sell the joint.