Strategic financing question

[Nicholas Weckstein]

I have a 7 unit complex under contract. 2 units are rented, 4 are in move in condition, 1 needs rehab. my question is, when im dealing with a bank/lender, are they able to use fair market projected rents (just like I did) when underwriting and evaluating the property for financing?  also I mentioned that its a 7 unit complex, it consists of 2 separate buildings, 3 separate PIN numbers (10 car parking lot and 2 houses)

my thought is that if for whatever reason they can't or wont use projected rental income on the building I will have to just find a HML to fund the deal while I get the units rented then circle back and apply for more long term financing

any thoughts or recommendations on this situation or a hard money lender who deals in PA