Be careful about trying to absorb costs as you would be surprised how people suddenly don't "care" as much when they have no skin in the game! 

Numbers wise they are getting in for less w/ smaller notes & naturally the cash flow numbers will be better.Bottom line:  Your ability to cash flow while house hacking is location dependent.

I have chosen these areas because these are growing cities, with lots of young people moving in and most of them have plenty of access to nature and hiking and biking opportunities.I have a fair credit score but my debt to income ratio is very poor.

I'm find giving half the deal away to not worry about that side of things as I naturally build my buyers list. 

Which style are You naturally attracted to.  

Most lenders and mortgage brokers make little to no money in the loan application process and usually do not even cover their overhead associated with the application.Let me state again that I am not defending these guys, but rather saying that just like residential loans, there is a cost to get a loan. due to the much more complicated nature of commercial loans, the due diligence and processing cost are significantly higher.

Anyway, the guy with her looks like a skin head that just got out of prison.  

You have to have thick skin and be ready to hear "NO" a lot! 

Or you just have to be lucky.I prefer to price my houses correctly right from the start (2%-5% below market) and then drop the price in larger chunks or natural break points after that.  

I don't know where I heard this quote but it stuck with me...Besides the laws of nature..Everything is negotiable in life.Which brings me to my question...I have a condo under contract that was a foreclosure and it is being sold as-is.