Or do they charge additional fee immediately after you register?

If this price is say $50k and then factor in an additional $15-$20k for rehab with an market value in the $80-$85k range then that's a different story. 

In addition, the property tax rates in the state are some of the lowest around, which makes a big difference. 

The deal was marketed as "value-add". It

Then there is continued education - I just had to complete additional 18 hours of CE.

If you have free time as mentioned, there are plenty of additional ways to come up with $25k.  

a few comments:-i think property management in indy is typically 10%, but if you already have it lined up at 8%, then great-most people i talk to put vacancy at 10% as well-are you putting any additional money intoimprovements?

Just make sure with your broker you know whether the umbrella is in addition to the underlying limit or its limit is less the underlying limit.  

My credit is great and I have additional w2 income as well.

I'm not sure how stupid you have to be to provide the MLS number of the deal you're trying to sell others but I'm guessing it's quite extraordinary.I see wholesalers trying to sell contracts of properties at full listing price despite the fact that the listing recently reduced price.