Tenant will get what is legally required and not a cent more. 

Your closing costs usually include Title insurance, possibly lenders title insurance if your HML requires it, you'll pay their points/origination fee, prorated interest for the month possibly appraisal fees or other fees your specific HML require and sometimes the appraisal is paid out of pocket ahead of time. 

One of my listings just went under contract before NYE where the buyer was using an FHA loan, didn't have much at all to put down, the lender required a 4% credit from purchase price in order for this particular buyer to close the deal. 

Hi Richard - Sounds like DSCR is the way to go with no DTI requirments.

One thing to note, 1 of their pictures is literally just the indentation in the carpet from where a trash can, water bowl, and food bowl always sat.

For this reason many states will treat installment sales contracts as mortgages and require a foreclosure process.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Reflecting on the similarities between the financial challenges of 2007-2012 and the current market conditions of 2024 sheds light on the resilience and adaptability required to thrive in this dynamic landscape.

I'm interested in learning more bout real estate investing, and I currently have the goal of, after fulfilling my two-year on-campus housing requirement, buying a house to house hack starting in the summer going into my junior year (about 13-14 months away from today).

To obtain $200k worth of cash flow at current interest rates would require around $7M worth of purchased real estate in the NY metro region if they all had loans at their nascent stage.