More robust.

They were not able to provide references due to client confidentiality.  

Hi @Joseph O'Sullivan, happy to connect and share my lending resources with you to help provide some guidance in your real estate journey! 

House Hacking provides significant financial benefits through appreciation, loan paydown, rental income, and tax savings.

This is why the housing market, in terms of home prices, has remained so robust despite high interest rates.

This will reduce your turn times allowing you to scale much quicker... not to mention reduce the unknow variables that come from having to wait for longer seasoning periods.The main benefit I see with a DSCR Loan is you don’t have to provide your tax returns and provide the documentation on all your other properties.

The receipt also likely needs to be provided to the tenant within 30 days of their lease ending.

As a last resort, I would even be willing to lease the land, provided that I be compensated for the improvements when it sells.TIA

Bookkeepers are fairly inexpensive for the value they provide.

You may seek advice from lenders and brokers on finding a suitable mentor, most will be able to provide one for you.