Every time I run numbers on what my "freedom number" would be, health insurance seems the biggest obstacle.

i currently work the 9-5 type job and looking to get out and gain some freedom.

These neighborhoods tend to have zero appreciation at best and at worst negative appreciation after accounting for inflation, and you still don't control that but you sure as heck should care because you are then loosing purchasing power every year.

So its just not one size fits all. its regionalized and frankly if these folks starting out think they are going to  be investors when they really have no money ... and no skills.. then well like you said 95% will never do a thing.. while most should concentrate of getting out of debt and increasing their earning power.you don't get wealthy or a lot of earning power in the leverage rental houses game if you do not have a lot of liquidity going in.. and or can attract investors to help you or other strategic partnerships.And like you said you been doing it 15 years.  

I may make a mistake in repeating it, but from one of the podcasts.If you have a bunch of power tools in your garage and you go away on vacation for a week.Class A neighborhood:  You leave the door open, your neighbor calls you two days after you left for vacation they saw the garage door open and shut it for you. 

Often overlooked are the benefits of a w2 job and how the combination of w2, self employment income, and investment income can work wonders on wealth accumulation and financial freedom. 

This thread is not about other forms of getting deals, this thread is specifically about the wholesale daisy chaining issue that is happening.I never said that without wholesale deals, I am dead in the water as an investor - I am simply contributing to the power of BiggerPockets for this specific issue.

Tenant Cloud probably leads the industry in regards to power of accounting features. 

Once upon a time there was a borrower who took ill and gave his daughter power of attorney.

I loved the BP podcast about finding your "Freedom Number".