Here's what I would suggest:A small, local lender will be your HIGHEST probability of success when trying to find "Line of Credit" lenders on investment properties.

I use a local company for background checks and all that kind of stuff.

Market Knowledge: These agents typically have in-depth knowledge of the local real estate market, including areas with high investment potential, upcoming developments, or changes in zoning laws that could affect property values.

I have one lender that is wanting 25% down that is local.

Make the most of learning from your friend's dad and consider joining a local REIA if your parents are supportive.

Goal is to get a couple local rentals and move her into one and rent out others. 

How the local municipality views multi family might be different.

Also, attend local real estate meetups in your area and talk to local investors doing deals in that market. 3.

Thank you in advance. ( Also I'm in the middle of BRRR book so I'm feeling motivated )  Hey Dylan, I am also a local investor in your area, I would love to connect with you and see how we can each be of a value to each other.

I plan to start house hacking not too long from now but am currently trying to talk to local investors and talk about there experiences with investing locally.